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Who We Are

Our Vision To be the leading provider of financial & non-financial services in Kenya and […]

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Our Products

We have an array of products as outlined below:

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Our Programmes

We have a number of programmes as outlined below: The Neema Health Educational and Empowerment […]

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Our Vision

To be the leading provider of financial and non-financial services in Kenya and beyond

Our Mission

We exist to provide financial and non-financial services to small scale entrepreneurs and farmers for mutual […]

Brand Values

Discipline, Professionalism, Innovation, Integrity and Teamwork

Business Model

We specialize in Microfinance services providing sustainable programmes


Neema HEEP is a Microfinance company in Mt Kenya region. We currently have presence in Embu, Meru, Tharaka Nithi, Kirinyaga, Murang’a and Machakos Counties. We began our operations in October 2010 as an initiative to offer Health, Educational and Empowerment services to members of the society (especially the youth) in Rural & Urban areas. We were registered under the Companies Act in 2012 and are also active members of AMFI Kenya (Association of Microfinance Institutions of Kenya).

Our objectives also include financing ventures in a manner that is affordable to those without collateral, promote entrepreneurial practices in the Kenyan Society and to provide a forum for social, health and economic security by using the group lending approach.

We provide finances for formal education, shelter, medical services, welfare and economic empowerment.

Our Products

Client & Beneficiaries Testimonials

After completing my studies from campus, I started hawking phones accessories in Embu town then later a friend of mine introduced me to Neema HEEP micro finance where I became a member. I was funded with my first loan of Ksh. 20,000 which I paid within 6 months. I took a second loan of Ksh. 40,000 which I used to boost my business. I am currently servicing loan of Ksh. 180,000 which has worked magic in my business. I have two cyber cafes fully stocked with stationeries. THANKS to Neema HEEP.


Neema HEEP micro-finance facilitated my economic growth from ‘mtumba’ business to the current Boutique stockist after acquiring individual loan of Ksh. 150,000 repayable in 1 year, The terms are very friendly…live long Neema Heep 🙏


The asset financing loan offered by Neema HEEP micro-finance facilitated me to acquire other 2 boda bodas and it is through this sector I have been able to live a comfortable life and educate my children.my dream now is to buy a plot with the continued partnership with Neema HEEP. I managed to clear the loan within one and a half year and now am a Happy client!


Our Impact

Female Clients
Number of Branches
Rural Outreach
Active Loans
Average Loan Size
Ksh. 25,000

Do you need a loan?

Let us help you find a solution that meets your needs

Contact Us

+254 705 759 365

Our Partners